In an attempt to reduce the risk of fraud for consumers, new European regulations are being implemented that are intended to improve payment security online. This will include security checks by banks and retailers for online shopping and logging into accounts.
https://consumerandsociety.com/2019/09/16/what-are-the-new-fraud-prevention-regulations-for-online-retailers-and-banks/#.XYUu2dycUb8.twitter