2020 has been an unprecedented and testing year for many businesses, consumers, and governments alike. However, these tests have stimulated innovation and accelerated the pace of change, advancing digital transformation by at least five years in the space of six months. Many companies in the e-commerce space have been able to benefit, while others have adapted their business models to cater to consumer needs and remain agile to keep afloat.
https://www.finextra.com/blogposting/19740/2021-predictions-a-little-less-fraud-and-a-little-more-innovation-please