One of the biggest challenges facing banks, issuers and retailers around card-not-present (CNP) fraud is the fact that a majority of payments and transactions are still being processed on decades-old technology.

https://www.bobsguide.com/guide/news/2019/Mar/6/fraud-has-evolved-but-the-payments-framework-needs-to-follow/#.XIEZcNOiF38.twitter