Our everyday routines are changing, and taking care of our finances is no exception. Due to the popularity of cashless and contactless payments, internet banking, and buy now, pay later (BNPL) services, the days of visiting a branch for basic banking needs are long gone. In 2021 alone, 93% of customers used one or more digital payment methods and BNPL services accounted for $100 billion in purchases.

https://www.finextra.com/blogposting/22743/how-can-banks-protect-the-newest-wave-of-scam-victims