Risk factors as we age can be social, emotional/psychiatric, and cognitive.
Financial scammers often target seniors, thinking that seniors are not of sound mind and that they have plenty of money in the bank.
Scams and financial abuse targeting older adults are vastly under-reported. Victims include both wealthy and low-income older Americans. In 2021, over 90,000 older Americans over age 65 were victims of fraud, estimated at $1.7 billion in personal losses.
https://www.psychologytoday.com/gb/blog/the-high-cost-of-forgetting/202309/why-are-older-adults-more-vulnerable-to-scams