Identity fraud is when someone uses your identity to commit a crime, usually by getting credit, goods or services fraudulently. This may involve using stolen or forged identity documents, such as your driving licence, or just a few pieces of your personal information. Because many of us don’t take simple steps to protect ourselves (by keeping our identities safe and by looking out for signs of fraud), identity fraud typically takes around ten months to discover. Although victims aren’t normally liable for credit taken out without their knowledge, it can take a huge amount of time and effort to sort things out. Of course, the quicker fraud is spotted, the easier it is to resolve.