The European Payments Council (EPC) has published its 2022 report on payment threats and fraud trends (EPC183-22). The EPC reports annually on the latest trends in security threats affecting payments and outlines how these threats could generate payment fraud. The 2022 report provides an overview of the current most important threats and "fraud enablers" in the payments landscape, including social engineering, malware, advanced persistent threats (APTs), denial of service ((D)DoS), botnets and monetisation channels

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